Blog

Why We are NOT in a Home Equity Crisis

• NEO Home Loans
• 06/26/23

Recent headlines are neglecting to provide full context about the current state of home equity.

How to Use Your Equity to Build Wealth and Save Money – Even At A Higher Interest Rate

• NEO Home Loans
• 05/30/23

Do you have a lot of home equity, but feel like you can’t use it because a higher interest rate will make you lose money?

New Home Price Reports Show Why the Housing Market Correction is Over

• NEO Home Loans
• 05/2/23

In case we haven’t said it enough, it’s time to stop waiting for home prices to drop!

The Straightforward Real Estate Strategy for Financial Independence

• NEO Home Loans
• 04/25/23

Have you taken the steps to be in control of your financial freedom?

Inflation, The Fed and Mortgage Rates - What's Going On?

• NEO Home Loans
• 03/28/23

Understanding the Steps of the Homebuying Process

• NEO Home Loans
• 01/5/23

You’re ready to buy a house, but you aren’t sure how the whole process works? Read this.

Waiting Until Rates Drop To Buy A Home? Here Are 5 Steps You Can Take To Prepare

• NEO Home Loans
• 09/20/22

Is putting off your homebuying plans until rates drop a smart strategy?

What’s Actually Happening With Home Prices Today?

• NEO Home Loans
• 09/13/22

One of the biggest questions people are asking right now is: what’s happening with home prices?

Seller-Paid Rate Buydown vs. Price Reduction – Which Is Better?

• NEO Home Loans
• 09/6/22

Can a seller-paid rate buydown really save BOTH buyers and sellers more money than a price reduction?

Home Sales Are Slowing, But The Housing Market Remains On Solid Ground

• NEO Home Loans
• 08/31/22

Looking at the fundamentals behind why the housing market is in the state that it is – and compare it to markets of the past – ...

Renting vs. Buying In 2022: Which Option Makes The Most Sense For You?

• NEO Home Loans
• 08/23/22

With home prices so high, is it worth buying a home? Or is it safer to continue renting right now? Let's take a look.

Why We Are NOT Heading For A Foreclosure Crisis

• NEO Home Loans
• 08/17/22

There are three main reasons why you should not be worried about a foreclosure crisis.

Is the Housing Market Correcting, or Crashing?

• NEO Home Loans
• 08/10/22

Headlines about the current housing market may leave you with more questions than answers. Is the boom over? Is the market cras...

Here's How Much You Could Save With an Adjustable-Rate Mortgage Today

• NEO Home Loans
• 08/10/22

In today’s housing market characterized by low inventory and high rates, many homebuyers are making the change to adjustable-ra...

What Does A Recession Mean For The Housing Market?

• NEO Home Loans
• 08/10/22

As rising interest rates and inflation are decreasing the demand for homes, fears of a coming recession are on the rise. Prospe...

How to Get Started With Buying An Investment Property

• NEO Home Loans
• 08/10/22

If you’ve built up your finances to the point you’re ready to invest and want your money to work for you, then buying your firs...

The Fed Just Raised Rates Again…So Why Are Mortgage Rates Dropping?

• NEO Home Loans
• 08/10/22

The Federal Reserve announced a 75-point interest rate hike on Wednesday. So why have mortgage rates have been falling ever since?

Why You Should Not Be Worried About Buying A Home During a Recession

• NEO Home Loans
• 08/10/22

If you Google “recession” today, you’ll find thousands of differing opinions from reputable financial and economic news sources...

Winter 2021/2022 Homebuying Guide

• Jody Amend
• 01/25/22

An educational digital guide to prepare you for purchasing a home this season.

Prepare to Apply

• Jody Amend
• 11/25/20

Finding a mortgage that’s right for you should be easy. But there are many programs to choose from and many ways to structure a...

First Time Buyer

• Jody Amend
• 11/19/20

Finding a mortgage that’s right for you should be easy. But there are many programs to choose from and many ways to structure a...

Understand Your Credit Score

• Jody Amend
• 11/18/20

The higher your score, the easier it is for a lender to approve your credit and offer you their lowest rate.

The Purchase Loan Process

• Jody Amend
• 11/12/20

Put yourself in the hands of an experienced mortgage professional, someone who will help you to determine which financing optio...

Monitor Your Credit

• Jody Amend
• 11/1/20

All errors even those that seem harmless such as the wrong address or multiple employers need to be corrected.

Glossary

• Jody Amend
• 10/19/20